Image by Alberto Castillo Q.

BUYING A RESALE PROPERTY

IN SINGAPORE

For resale buyers, it is a huge and fast-changing market out there with a constantly evolving economic landscape, implementation of new government policies, and a huge range of properties to look at due to quick-changing hands. 

We will assist you with seeking, sourcing, comparing, and obtaining the property in Singapore that is most suited to your needs, wants, and requirements in the shortest time possible. This is made possible through extensive hours of research and the adoption of in-house technological apps, knowledge & experience. 

 

OUR SERVICES

 
Image by Kent Lee

MARKET ANALYSIS

AND PROPERTY EDUCATION

We will share with you the macro view in terms of the property market on market trends and government development plans. 

Zooming into the micro view, we will help you to understand the differences between different types of resale properties, 99 years vs FH property price trends, and the important factors to take note of when purchasing your desired property. 

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REQUIREMENT UNDERSTANDING

We first start with understanding your personal and/or family plans and goals for the future, and your purchase objectives.

Understanding your needs, wants and whether this property purchase is in your short-, mid- or long-term goals is crucial and important to us.

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FINANCIAL PLANNING

Purchasing a property in Singapore requires a substantial amount of downpayment and one to be eligible for a HLE or bank home loan. We will assist you with obtaining HLE or In Principle Approval (IPA) with the established bankers that we work with for bank home loan to check on your loan eligibility amount.

Understanding your finances, cash assets and CPF requirements will allow us to help you to plan and match certain properties to your desired budget. 

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TIMELINE PLANNING AND EXECUTION

This is important when buying a resale property as you will need to know when you will be required to fork out the cash deposits, when the remaining downpayment is required, when Buyer Stamp Duties are payable, and when your bank home loan monthly installments will begin. We will break it down for you to have a clear overview so that you can plan for it every step of the way.

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PROPERTY COMPARISON AND ANALYSIS

Leveraging the technology that we have; we can instantly help you to shortlist and compare various resale properties and their past price trends.

We have access to all the transactions of all the units in that property, its price trends in comparison to other properties, and the property's performance in its district. 

Showing an Apartment

PERSONALIZED BUYER VIEWING EXPERIENCE

Upon shortlisting of your desired location and properties, we will assist to arrange viewings for you to your convenience. We will be there with you through the various viewings and point out the notable factors to take note of. Thereafter, we will run through an overview of the properties you have viewed to shortlist even further on which are more suitable to your needs and wants.

Canary Wharf London

PROPERTY BANK VALUATION AND PRICE NEGOTIATIONS

We will leverage on various valuation platforms to help you to obtain a fair valuation on the resale property that you have shortlisted as accurately as possible.


This is to ensure that you do not overpay for more than what the property is worth. We will also engage in price negotiations on your behalf to help you achieve the most optimal buying pricing.

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DETAILED MORTGAGE PLANNING

Should you have managed to secure your desired unit, we will then take you through a detailed mortgage planning session, helping you to understand the different types of bank home loan interest rates in Singapore and present you with the lowest bank home loan rates in Singapore to compare and choose from. We will also touch on refinancing matters, loan tenure extension, and how to manage your home loan going forward in the long run.

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MORTGAGE HOME LOAN APPROVAL

Working with established bankers will allow us to help you obtain home loan approval in the shortest time possible and from the lowest interest rates possible.

Reviewing the Laws

PROPERTY LAW FIRM ENGAGEMENT

As banks require a law firm that is empanelled in their list of panel law firms, we will coordinate your purchase process with our established property law firm partners to assist you with the loan conveyancing for your resale property purchase. Our partners have proven to deliver a high level of service quality.

Modern Houses

EXIT STRATEGY AND LONG-TERM ASSET PLANNING

Lastly, we also value-add our clients through understanding their goals and plans in the long run, helping them to plan their next property or for a 2nd property; minimizing on payable taxation.